Windsurf vs GitHub Copilot: which is cheaper?

Windsurf vs GitHub Copilot

Windsurf lists 1 plan (first listed prices $0–$0); GitHub Copilot lists 6 plans ($0–$100). Units differ, so we don't rank them on usage per dollar.

Last verified 2026-10-16

Windsurf

Free / Pro / Max / Teams$0 / $20 / $200 / $80 team + $40 per seat

Resets: Daily · Weekly
Run out: Not confirmed

GitHub Copilot

Free$0Pro$10/moPro+$39/moMax$100/moBusiness$19/granted seat/moEnterprise$39/granted seat/mo

Resets: Monthly
Run out: hard stop · usage-billed

Latest models

WindsurfMulti-model: you pick models from several labs. See the plan table for what each plan includes.

GitHub CopilotMulti-model: you pick models from several labs. See the plan table for what each plan includes.

What can you build with this plan?

A plain-English reading of the allowance each vendor publishes. We only do arithmetic on their numbers, and never guess what a credit buys.

Estimate based on vendor-published numbers

Windsurf

Free / Pro / Max / Teams$0 / $20 / $200 / $80 team + $40 per seat

Not published by vendor

devin.ai/pricing · 2026-10-16

GitHub Copilot

Free$0

Vendor publishes2000 completions and 50 chat requests

The vendor states 2000 completions without a reset window on this plan; check the source for how often it renews.

github.com/features/copilot/plans · 2026-10-16

Pro$10/mo

Vendor publishes1,500 AI credits/mo (1,000 base + 500 flex) = $15 value; unlimited completions; 1 credit = $0.01

1,500 AI credits a month works out to roughly 50 AI credits a day, or 345 a week, if spread evenly.
At the stated $0.01 per credit, 1,500 credits equal about $15 of usage.

github.com/features/copilot/plans · 2026-10-16

Pro+$39/mo

Vendor publishes7,000 AI credits/mo (3,900 base + 3,100 flex); unlimited completions; 1 credit = $0.01

7,000 AI credits a month works out to roughly 233 AI credits a day, or 1,611 a week, if spread evenly.
At the stated $0.01 per credit, 7,000 credits equal about $70 of usage.

github.com/features/copilot/plans · 2026-10-16

Max$100/mo

Vendor publishes20,000 AI credits/mo (10,000 base + 10,000 flex); unlimited completions; 1 credit = $0.01

20K AI credits a month works out to roughly 667 AI credits a day, or 4,603 a week, if spread evenly.
At the stated $0.01 per credit, 20,000 credits equal about $200 of usage.

github.com/features/copilot/plans · 2026-10-16

Business$19/granted seat/mo

Vendor publishes1,900 AI credits per user/mo, pooled enterprise-wide

1,900 AI credits a month works out to roughly 63.3 AI credits a day, or 437 a week, if spread evenly.

docs.github.com/en/copilot/get-started/plans · 2026-10-16

Enterprise$39/granted seat/mo

Vendor publishes3,900 AI credits per user/mo, pooled

3,900 AI credits a month works out to roughly 130 AI credits a day, or 898 a week, if spread evenly.

docs.github.com/en/copilot/get-started/plans · 2026-10-16

Full side-by-side table7

Windsurf vs GitHub Copilot plans
Compare	Tool	Plan	Price	Included	Resets	At the limit	Status	Checked
	Windsurf	Free / Pro / Max / Teams	$0 / $20 / $200 / $80 team + $40 per seat	Free: 'light quota'; Pro: daily + weekly quota (daily > 1/7 of weekly); Max: larger weekly quota, no daily cap; Teams: $40/full seat with Pro-equivalent quota, $80/mo minimum. Numeric quota sizes unverified	Daily Weekly	Usage-billedPay-as-you-go on-demand credits (shared on Teams);…	Partial ⓘ	2026-10-16 ↗
Included Free: 'light quota'; Pro: daily + weekly quota (daily > 1/7 of weekly); Max: larger weekly quota, no daily cap; Teams: $40/full seat with Pro-equivalent quota, $80/mo minimum. Numeric quota sizes unverified Resets Daily and weekly (Pro, Team full seats); weekly (Max); Free unverified Overage Pay-as-you-go on-demand credits (shared on Teams); rate unverified Price $0 / $20 / $200 / $80 team + $40 per seat Status Partial Note windsurf.com/pricing now redirects to devin.ai/pricing (Devin Desktop); treat as successor product. Checked 2026-10-16 Source https://devin.ai/pricing Also docs.devin.ai/admin/billing/self-serve Windsurf usage limits Report outdated info
	GitHub Copilot	Free	$0	2000 completions and 50 chat requests	Monthly	Upgrade onlyUpgrade	Verified	2026-10-16 ↗
Included 2000 completions and 50 chat requests Resets Monthly Overage Upgrade Price $0 Status Verified Checked 2026-10-16 Source https://github.com/features/copilot/plans GitHub Copilot usage limits Report outdated info
	GitHub Copilot	Pro	$10/mo	1,500 AI credits/mo (1,000 base + 500 flex) = $15 value; unlimited completions; 1 credit = $0.01	Monthly	Usage-billedPaid usage at $0.01/credit with a dollar budget	Verified	2026-10-16 ↗
Included 1,500 AI credits/mo (1,000 base + 500 flex) = $15 value; unlimited completions; 1 credit = $0.01 Resets Monthly Overage Paid usage at $0.01/credit with a dollar budget Price $10/mo Status Verified Checked 2026-10-16 Source https://github.com/features/copilot/plans Also docs.github.com/en/copilot/get-started/plans GitHub Copilot usage limits Report outdated info
	GitHub Copilot	Pro+	$39/mo	7,000 AI credits/mo (3,900 base + 3,100 flex); unlimited completions; 1 credit = $0.01	Monthly	Usage-billedPaid usage at $0.01/credit	Verified	2026-10-16 ↗
Included 7,000 AI credits/mo (3,900 base + 3,100 flex); unlimited completions; 1 credit = $0.01 Resets Monthly Overage Paid usage at $0.01/credit Price $39/mo Status Verified Checked 2026-10-16 Source https://github.com/features/copilot/plans Also docs.github.com/en/copilot/get-started/plans GitHub Copilot usage limits Report outdated info
	GitHub Copilot	Max	$100/mo	20,000 AI credits/mo (10,000 base + 10,000 flex); unlimited completions; 1 credit = $0.01	Monthly	Usage-billedPaid usage at $0.01/credit	Verified	2026-10-16 ↗
Included 20,000 AI credits/mo (10,000 base + 10,000 flex); unlimited completions; 1 credit = $0.01 Resets Monthly Overage Paid usage at $0.01/credit Price $100/mo Status Verified Checked 2026-10-16 Source https://github.com/features/copilot/plans Also docs.github.com/en/copilot/get-started/plans GitHub Copilot usage limits Report outdated info
	GitHub Copilot	Business	$19/granted seat/mo	1,900 AI credits per user/mo, pooled enterprise-wide	Monthly	Usage-billed$0.01 per AI credit beyond pool, if admin allows paid…	Verified ⓘ	2026-10-16 ↗
Included 1,900 AI credits per user/mo, pooled enterprise-wide Resets Monthly Overage $0.01 per AI credit beyond pool, if admin allows paid usage Price $19/granted seat/mo Status Verified Note Billing unit is 'GitHub AI Credits'; 'premium requests' is now labeled legacy in GitHub docs. Checked 2026-10-16 Source https://docs.github.com/en/copilot/get-started/plans GitHub Copilot usage limits Report outdated info
	GitHub Copilot	Enterprise	$39/granted seat/mo	3,900 AI credits per user/mo, pooled	Monthly	Usage-billed$0.01 per AI credit beyond pool, if admin allows	Verified	2026-10-16 ↗
Included 3,900 AI credits per user/mo, pooled Resets Monthly Overage $0.01 per AI credit beyond pool, if admin allows Price $39/granted seat/mo Status Verified Checked 2026-10-16 Source https://docs.github.com/en/copilot/get-started/plans GitHub Copilot usage limits Report outdated info